Stone County School District
DISABILITY
What is Short-Term Disability?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a short period of time. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Plan Rules for Short-Term Disability:
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Eligibility: Eligible full-time employees working 20+ hours per week
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Coverage through Mutual of Omaha
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Employee must be actively at work on the effective date
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​Must use sick leave in conjunction with disability
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Pays in-addition to sick leave above 100% of pre-disability earnings
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No health questions EVERY YEAR!
What is Long-Term Disability?
A type of coverage that replaces a portion of your income if injury or illness prevents you from working for a long period of time, up to Social Security Normal Retirement Age. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.
Plan Rules for Long-Term Disability:
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Eligibility: All full-time employees working 20+ hours per week
-
Coverage through Mutual of Omaha
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Employee must be actively at work on the effective date
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Must use sick leave in conjunction with disability
-
No health questions EVERY YEAR!
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Does not pay in-addition to sick leave
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Important Notes:
Disability benefits offset with other outside income. Please consult with a benefits counselor on how this benefit will coordinate.